Hong Kong is finished. You hit the peak. It's all down hill from now. Tourist save all yr for relaxing. that want to relaxed. Your tourist came to Honolulu. We broke 10-1/2 million tourist a record 2019. While your peak dec - feb is at 20-40 % reservations and they have dropped the room at 9 buck a night but till no tourist is coming. Thank you Hong Kong we're will show your china and England tourist true Hawaiian hospitality and next yr they will come back. You distroyed what your father and grand father build up 20 yr down the drain.
My card gives me 2 percent cash back so if I do 100 dollars it cost me $2.75. I get 2 dollars rewards back so I really only pay 75cents per every hundred I do. An atm fee is at least 3 dollars to do a cash advance. Then the credit card you use charges at least a 3 to 5 percent cash advance fee. Then the interest fee on a cash advance is daily vs a purchase, so the savings is huge.